Samuel J. Sweitzer
Anson Blog
April 14, 2017
I remember attending an Investment Analysis class in graduate school at Vanderbilt where Warren Buffet was the surprise guest speaker. He spoke on common themes, but what stuck out most to me was this: He said that the most important quality to do well is a temperament that […]
April 12, 2017
Structuring a 401(k) Plan Committee is a fiduciary duty, but it does not have to be a daunting one. A 401(k) Plan Committee is the crux of a plan’s governance. This efficient decision-making team for the 401(k) plan brings together different perspectives and ideas for the development of […]
April 7, 2017
In today’s complicated and complex investment world, there is a strong need for active participant education in a company’s retirement plan. According to a recent JP Morgan study: 68% of participants know that they are not saving enough for retirement, saying that their 2015 contributions were below where […]
March 31, 2017
The effects of climate change have been heavily represented in the news over the last few years, but has its impact on agricultural investments been fully considered? The impact of climate change on certain crops could make agribusiness a strong long-term investment option. There are two factors that need […]
March 30, 2017
Year after year the regulatory burden has gotten heavier for plan sponsors. Many plan sponsors are actually carrying extensive fiduciary liabilities unknowingly. In the past five years, litigation against 401(k) plan sponsors has continued to increase. 6,925 lawsuits were filed for Employee Retirement Income Security Act (ERISA) violations […]
March 24, 2017
Cybersecurity has become a top concern of governments and businesses, and network protection resources are poised for significant growth. In 2016, nearly 32% of computers were attacked by cyber-crime (Kaspersky Labs). From the alleged hacking into the Democratic National Committee’s email server, to the massive Yahoo breach, cybersecurity […]
March 22, 2017
Automatic enrollment in 401(k) plans has grown by 50% since 2010 (Vanguard) and with good reason. Automatic enrollment (henceforth referred to as “AE”) reframes the savings decision and generally increases individual participation. When individuals are automatically enrolled in the plan, the decision to decline can become more laborious […]
March 15, 2017
For employers offering a 401(k) plan anxiety may be rising. Class-action lawsuits have been targeting an even wider variety of alleged breaches in fiduciary duties. Even colleges, universities, and small-sized plans are not exempt from the threat of these lawsuits. In August there was a push into nonprofit […]
March 10, 2017
The following information includes a synopsis of the data found in a report by McKinsey Global Institute called “Digital Globalization.” This article only contains some of the information in that report, and we encourage you to delve deeper into it if you are interested in knowing more. There […]
February 7, 2017
When it comes to investing, we strive to make the right choices in order to receive the best return with the least amount of risk. In order to achieve this goal there are many decisions to be made, and though investors might think they understand each piece of […]
Is Diversification a Thing of the Past?