401(k) Providers
Anson Blog
April 12, 2017
Structuring a 401(k) Plan Committee is a fiduciary duty, but it does not have to be a daunting one. A 401(k) Plan Committee is the crux of a plan’s governance. This efficient decision-making team for the 401(k) plan brings together different perspectives and ideas for the development of […]
April 7, 2017
In today’s complicated and complex investment world, there is a strong need for active participant education in a company’s retirement plan. According to a recent JP Morgan study: 68% of participants know that they are not saving enough for retirement, saying that their 2015 contributions were below where […]
March 30, 2017
Year after year the regulatory burden has gotten heavier for plan sponsors. Many plan sponsors are actually carrying extensive fiduciary liabilities unknowingly. In the past five years, litigation against 401(k) plan sponsors has continued to increase. 6,925 lawsuits were filed for Employee Retirement Income Security Act (ERISA) violations […]
March 22, 2017
Automatic enrollment in 401(k) plans has grown by 50% since 2010 (Vanguard) and with good reason. Automatic enrollment (henceforth referred to as “AE”) reframes the savings decision and generally increases individual participation. When individuals are automatically enrolled in the plan, the decision to decline can become more laborious […]
March 15, 2017
For employers offering a 401(k) plan anxiety may be rising. Class-action lawsuits have been targeting an even wider variety of alleged breaches in fiduciary duties. Even colleges, universities, and small-sized plans are not exempt from the threat of these lawsuits. In August there was a push into nonprofit […]
January 25, 2017
As a company that works with both individual and institutional investing, we try to send out information that could be useful for both types of clients. For instance, our posts on diversification, emotional investing, and long-term investing can give guidance to any investor! But every now and then we will […]
October 4, 2016
REACTIVE INVESTING IN A MARKET CIRCLE The idea behind investing is simple: buy low and sell high. Easy, right? Insert irrational, emotional human beings and things get a little more complicated. When we allow emotions to impact our investing, leading to reactive decisions instead of staying steady, the […]
Considering Morningstar a Fiduciary is a Bad Idea